Old Navy 20% Off

Today through Wednesday 1/29, if you order online, you can get 20% off your order by using the code TAKE20. (Cannot be combined with SuperCash.)

Remember if you spend $50+, you will get free shipping!
Happy shopping!

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Make money on groceries!

I heard about this app a few weeks ago, but didn’t download it until today, when i received an email saying I could earn on bread and milk – two things that were in my grocery list today. I didn’t have time to download the app before the trip, so I was nervous I missed the boat.
No worries!

All I had to do was take a picture of my receipt, then scan the barcodes on my milk and bread. They also ask you to complete these little tasks (they were not complicated). One of them was sharing the Ibotta link on Facebook, and the other 3 – well you basically just click on this little circle and either take a one question survey or read a short blurb on how to earn money on the app or info about the product.

The categories are separated into grocery, restaurant, movie, fast food, etc, and then by sore or location. So you can easily add offers for things you already buy. Then you can cash out your earnings through PayPal or on a gift card.

I am excited to see how much extra I can earn this year using this app!

Click here to download the app and sign up: http://ibotta.com/r/tL7phQ

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Various categories to earn

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Grocery stores


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More grocery stores


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More participating grocery stores

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Earn at places you already frequent (we go to all 3 of these! )

I’ve only had this for about an hour and I’ve already made money.
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Meijer mPerks (couponing)

Awhile back, Meijer rolled out a new program called ‘mPerks’. At first many of us were not sure about it because it consisted mainly of coupons on store brand products, and not all of them were very desirable. Fast forward about a year, and it has progressed A TON. Not only are there great store coupons on produce and store brand items, but there are also manufacturer coupons. These are similar to what you would get out of the newspaper or printables online, but they connect to your mPerks account. You use your phone number and a pin number to log in. You load coupons to your account, enter your phone number at the register, and BAM! Instant savings!

The reason I wanted to highlight the mPerks today is to tell you about their Rewards program. I love it. They give you 3-4 options in 2-3 categories. You choose which option you’d like to work towards, and once you’ve fulfilled the requirement, you get $x off your entire basket.
For example:
One category I had three options: Spend $20 in skin care, get $X off. Spend $30 in hair care, get $8 off. Spend $30 in health products, get $8 off. This is a tough one as I really don’t spend much in any of these categories at Meijer. (I get most of my skin care/hair care online from Artistry and Satinique.)
They also have pharmacy rewards and Baby rewards (For the Baby rewards, every $100 you spend you get $10 off! Wish they would’ve started this 6 months earlier, it would’ve been a HUGE money saver for us!)

But in one of the categories there was this option:
“Spend $60 in produce, get $8 off.”
Great for us right now as we’ve been eating up the produce around here with the Hubs’ weight loss goals!! (By the way, he’s lost over 9 lbs in 2 weeks. SO proud of him!)
Your purchases are cumulative, and usually they go an entire calendar month. So, new options become available the 1st of each month and all your purchases (yes separate transactions!) count towards fulfilling that $60 requirement. You can track how much you’ve spent and how far you have to go by logging into your mPerks account online – or checking it on their app!

Now! Once you’ve fulfilled the total required amount, you get a “Special Offer” in your mPerks. You can clip the $x off your total basket coupon. At the store when you begin your transaction and put in your mPerks number and PIN, a screen pops up asking, “Would you like to use $x off your basket now?” Hit YES!!! And then a beautiful thing happens: YOU SCAN ITEMS AND YOUR TOTAL STAYS $0!!! Woo hoo!! 🙂
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If you have a Meijer nearby and haven’t checked the mPerks out yet, I recommend registering here. Have fun saving!!!

Weekly Meal Planning – On a Budget!

So. This week my grocery budget is a little less than 1/2 of what it is normally… Ever been in a similar situation? For whatever reason, you’re a little tight that week? What’s a momma to do?! At this stage in our life, we do ONE TRIP PER WEEK. Here’s how to maximize your budget and your OHI.

Step (1): Take stock of your OHI. What do you have that you can make meals of already? This particular week I have plenty of lunch meat, some frozen ground beef, enough quick meals for my 3 working night dinners, some fresh produce, and a few other things that I was already planning on using in dinners.

Step (2): What ESSENTIALS do you need to replace? Mentally go through all the categories: paper products, cleaning products, laundry supplies, baby supplies, then all the grocery items (Dairy, frozen, produce, dry goods, you know the drill). This list should be limited to only what you know you cannot get through the week without. Things you will MOST CERTAINLY run out of if you don’t purchase it in the next day or two. For me this week, the only things I knew I’d need for SURE were eggs, milk, butter, frozen veggies, jelly, bread, bananas, and tomatoes. *Remember to consider every meal and snack time too.

Step (3a): Go through your local grocery ad. What’s on sale? This week what stood out to me was Meijer Steamable frozen veggies, country pork ribs, Peter Pan PB (my fave!), Meijer Naturals Chicken Stock, Sargento Cheese, Spaghetti O’s, Creamette Pasta, my favorite yogurt Fage, and On the Vine Tomatoes.
(3b): Check for coupons for your essentials and the sale items. We shop at Meijer because right now, in our area, they offer the best coupon “double dip” opportunities (a double dip is where you might get something on sale with a coupon, or be able to use multiple coupons on one item, or use coupons in a quantity or sum qualifying sale [i.e. ‘buy 6, save $5’]). I search two different places for coupons: Coupon Tom and mPerks. Coupon Tom is a cross-referencing site where you can type in the product and it will pull up corresponding coupons for that item. This uses Jill Cataldo’s coupon organization method. (You can visit her free blog here for the best deals at grocery stores in the Chicago Suburbs and to learn more about smart couponing.) To check mPerks, you sign in using your phone number (Don’t worry – no spam texts or calls!) on the website and at the register using your PIN. Signing up allows you to choose from hundreds of coupons for their store brand products as well as name brand items. They have great coupons on here and lots of opportunities to save. (Last month I saved about $200 – average $50 a week – by combining sales and multiple coupons.) Bonus, they have lots of produce coupons – hooray!!
I found coupons for these items: butter, Sargento shredded cheese, Spaghetti O’s, bread, organic Portobello mushroom caps.

Step (4): First total. Using prices from the ad and your best estimate from your smart shopping in the past, add up to get the total of all your items on your list. If you’re not sure, always round up. Then make a meal plan for every day that week (breakfast, lunch, dinner, snacks) and make sure you don’t have any gaps. (If you do, can you fill them with something you already have? Or do you have to add to your list?)

Step (5): Adjust. Are you above your budget? Below? Can you add some more healthy items? Do you need to adjust quantities of something? Is there something you can do without? At this point I went through the ad again to make sure I wasn’t missing anything. ***TIP: Any time a manufacturer puts out a new product, they almost ALWAYS put out corresponding coupons to get you to try it.*** I ALMOST looked past the Marie Callendar’s Easy Sides. ALMOST. But – They were 4 for $5 (not fantastic by any means). But if you bought 4, you got $1 off instantly = 4 for $4. I checked Coupon Tom. Yes! There was a $.75 off 1 coupon. Score. I get 2 papers, so I can use two of those coupons. But wait, mPerks also has a coupon: $1/3. So if I buy 4, it’s actually cheaper to use the $1/3 plus one $.75/1 coupon. ARE YOU WITH  ME?!? Instead of paying $5 for 4, I’ll be paying $2.25. Yes, for that price, I will try this new product. Even on a tight budget week.
And then – Wait – WAIT. Mahi Mahi was featured at $6.99/lb. Hmmm…. I really didn’t need the yogurt as I still had a few left. I really don’t need the pasta either. Spaghetti O’s?? I really only put them on my list for nostalgia’s sake anyway. I nixed a few items to free up the $7 for some Mahi Mahi – which for some reason sparked another idea… mango salsa… I googled ‘Mahi Mahi mango salsa‘ and pulled up a recipe. Well, I may not have all the items on that list, or the budget to buy them, but I CAN make some substitutions and buy a few of the cheaper things – especially since I know I can get multiple uses out of something like a lime or a red onion.

Step (6): Double -Check and prepare. Make sure you have everything you need and you’re a couple bucks under budget to account for miscalculation and tax. Usually when I’m estimating I only count my PRE-coupon total (unless its a big baby sale and I’ll be saving $10 or something). Make sure all your coupons are loaded to your mPerks, or shopping card, or printed, and that all the paper coupons are cut and ready with your list.

Now, you thrifty little shopper you, go out and conquer that grocery store!!!

Here’s an example of a working meal plan for the week. Excuse my scribbles 🙂
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Pantry organization, Meal planning, and OHI pars

Dream pantry?!

Sometimes I wish my pantry looked like the one in this picture. Alas, all I have is an abundance of cabinets! Thankfully I do have a lot of them. But at this point in my life, my ‘pantry’ organization is based on what I allow my kids to get into or not. Yes I put locks on cabinets, but not all of them, because it’s way too much of a hassle. I limited myself to locking the ones that have glass or harmful things like cleaning products in them. Part of the reason is, I didn’t want to have to bother opening it myself. However, the biggest reason is this: I do believe, although it’s more work, to use all opportunities possible to TEACH my kids. Also I purposely put their snacks and dishes in low cabinets where they can reach, so they are able to help themselves. (Think cereal, crackers, fruit snacks, granola bars, fruit cups, etc.) Even if they can’t open the packaging themselves, they will bring it to me and ask if they can have it and if they can open it. Our youngest, at 14 months or maybe earlier, would go in the kids’ dishes cabinet and bring a cup over to the fridge if she was thirsty. I learned accidentally that kids are actually a lot more capable and at a lot earlier age than we give them credit for. Another example: when Aubrey (our eldest) was 2 and 3, she wanted to help me with everything: dishes, baking, laundry, cleaning, you name it. At first I kept saying no (which led to big-time disappointment on her end, and extravagant distraction methods on mine). Finally one day I figured, what the heck? I would wash the dishes and she would dry them. When she was 3 I learned she was actually quite good at folding her and her brother’s laundry – they were small enough for her to handle. Ah HA! I thought. A learning opportunity. I can teach her how to do these chores now, while she WANTS to, and I was getting help too. Why be a domestic martyr if it wasn’t necessary? I didn’t have to do everything myself, and she was learning valuable life skills she’d use the rest of her life. Win-Win.
Anyway, I am sure that once my kids learn to suppress their desire to dump my sugar all over the floor and play with it like sand, I will be again re-organizing categorically instead of according to what I can afford them get into or not 😉

That said, as I sit down to plan my weekly grocery trip, I wanted to share with you a list of my essential OHIs. Produce rotates seasonally, so they’re not listed specifically. These things are on the list because I know I can make meals spur of the moment from them if necessary. Here it is:
* 2 dozen eggs
* White and Whole Wheat bread
* Parmesan
* Shredded cheese of some variety
* Some lunch meat & cheese
* Milk, Half & Half, Sour cream
* Butter – sticks and spreadable
* Refrigerated rolls (Grands)
* Various Oils and vinegars
* Salad dressings and/or salad dressing mixes
* Condiments: Ketchup, mustard, low-fat mayo, peanut butter, grape jam, sriracha, BBQ sauce
* Cream of mushroom soup
* Spaghetti sauce (usually Hunts in the can or jarred Prego)
* Canned tomatoes  – various varieties
* Bananas – this is my yearly consistent fruit. We ALWAYS have bananas. Quick for snacks, and great for baking.
* Onion and garlic
* Dry snacks: crackers (wheat or Ritz usually), granola bars, fruit snacks
* Dry pasta (whole wheat when possible): angel hair and various shapes of boxed dry pasta
* Mac n Cheese
* “Cheater” sides: Instant mashed potatoes, Knorr rice and pasta sides
* Rice
* Cereal
* Waffles
* Frozen pizza, frozen chicken nuggets
* Frozen mixed veg, Frozen steamed microwavable veg (Green giant or Steamfresh)
* Hot dogs
* Baking supplies: whole wheat flour, white sugar, cocoa powder, semi-sweet chips, baking soda and powder, vanilla, cinnamon, nutmeg, pumpkin pie spice, allspice
* Seasonings: kosher salt, sea salt, table salt, pepper, pepper grinder, garlic powder, paprika, chili powder, taco seasoning packet, country gravy packet
* Seasonal fruit for snacking: berries, grapes, etc.
* Seasonal fresh veg that I can build a meal around, or build into a meal
* Protein – generally chicken breasts or thighs, some kind of pork, ground sausage or beef, occasionally fish, red meat, or ham

Now I’m going to be straight up with you. I work 3 nights a week at a restaurant. On those nights I allow myself to make ‘cheater’ meals. I have to be there at 5, which means dinner should be finished by about 4:30.  This means a combination of the following items, usually following the ‘meat, veg, starch’ guideline: pizza, fries or tater tots, mashed potatoes, Knorr sides (rice or pasta), frozen steamed veg, raw veg, fruit, chicken nuggets, mac n cheese, hot dogs. I felt really bad about this for awhile, like I’m feeding my family crap. But you know what? Until I don’t have to work at dinner time any more, or we don’t need my income anymore, it’s a necessary part of our life, so I just learned to be okay with it. I don’t have to extend too much mental energy making these things, and they’re pretty much no-brainers. Sometimes if I do have extra time, I’ll make a casserole or maybe a chicken pot pie, something that can be in the oven while I’m getting ready for work. Every once in awhile I’ll do a crock pot meal, but generally I don’t have time to eat dinner before work, and I like to enjoy my crock pot meals, so that doesn’t happen often.

So before I make my grocery list, I take stock of my OHI. I figure out what I need to replenish and then do my meal planning based on what’s on sale that week. That plus coupons determines my list for the week. And that’s another post entirely 😉